Merchant Cash Advance

If your business takes card payments or sells online, then a merchant cash advance (MCA) could be for you. MCA is an alternative financing model used by small and medium sized businesses.


This type of loan is suitable for assisting with general working capital as well as things such as stock purchases, as you can borrow a sum and pay back as you sell.


This flexible facility means there are no fixed terms or repayment schedules – you just pay back a percentage every time you receive a card payment or an online sale.